Delivering Excellent Financial Planning Solutions
We provide hands-on experience in all of your financial matters, whether you wish to take out your first time mortgage for your dream home or set up a pension plan for prospective endeavours. We want you to feel secure with your future plans, that is why we pride ourselves in having years of expertise which will help you to take out mortgage loans, plan your retirement and protect your home and income. We are financial advisors that bring extensive experience and professionalism to every case and customize our support to your individual needs and concerns. We specialise in the area of ESG investing and are particularly passionate about what this can mean for our clients and their money.
MORTGAGE
MORTGAGE
Prudent Financial have been successfully helping families and professionals with their Mortgage applications for many years. We take you through the essential steps you need to ensure you get a Mortgage best suited for your life style. Contact us today so we can help you buy your dream home.
INVESTMENTS
INVESTMENTS
Investing money is a way to gain more than you typically would through a savings or deposit account. This works by investing your money through funds, shares and property. We take the mystery out of investing and give you precise and detailed explanations of how you can comfortably invest your money.
PENSION PLANS
PENSION PLANS
First of all, starting a pension is one of the most important decisions you could make. It is a long-term savings plan which helps you save for the future. Because we are a generation who live longer, it is important to know you have an easy future ahead. That is why we provide you with all the information you need to start your future.
INCOME PROTECTION
INCOME PROTECTION
Life can often throw us hurdles along the way. Some may be long-term illness or injuries that can prevent us from working, which could affect your earnings. Taking out Income Protection gives you a replacement income if you cannot work. With our expertise, we guide you through the different ways to protect your income and give you a variety of options which suit you.
PROPERTY INSURANCE
PROPERTY INSURANCE
Unfortunate events such as fires, flooding and theft are occurring at an alarming rate. That is why insuring your home or business property is essential if you want a peace of mind knowing you and your family will be cared for if anything was to happen. At Prudent Financial, we cut through the jargon so you have clarity when choosing the correct property insurance for your needs.
LIFE ASSURANCE
LIFE ASSURANCE
If you own your own business or are the bread winner of the household, then life assurance should interest you. It gives your family financial aid if anything serious happened you. It pays out a tax-free lump sum to your family. This will repay off your mortgage or other financial woes. We search for a policy which meets your needs and suits you and your family.
Our Ethos
The world of finance is ever growing and evolving. Also with many different saving and investment options out there, it can be confusing to find the most suited one for you. That is where we come in!
At Prudent Financial, we find you the right option which suits you and your money so you can reap the rewards and secure a comfortable and happy future.
We provide specialist ESG investment advice and are particularly passionate about this area.
Ivor Bowden and Prudent Financial has acted as an insurance, pensions and investment advisor to Rubicon Infrastructure Advisors since 2011. Ivor and his team have built a strong and trusting partnership with the firm, its directors and staff including in providing financial advice to the team with regards to insurance, retirement planning and personal financial advice. Ivor is very professional and proactive advisor, he keeps our team up to date on their investments, pensions, financial service’s needs. We hope to continue to work with Ivor and the team at Prudent Financial into the future and we can’t recommend them highly enough.
The partners at Swiftbrook Medical have been using the services of Prudent Financial for a number of years now. Ivor has advised us on the structure of our Retirement and Protection provisions which span the surgery and our personal situation. Ivor tailored suitable plans for us while also making sure we remained compliant with certain regulations pertaining to our staff obligations. He and his colleagues at Prudent Financial, have made it very easy in aiding us to manage our finances and our team have commented on their first class service! We plan to keep working with Prudent Financial into the future and would highly recommend their service.